Saturday, April 11, 2020

The Closing Bell



4/11/20


Statistical Summary

   Current Economic Forecast
                       
2019 estimates (revised)

Real Growth in Gross Domestic Product                          1.5-2.5%
                        Inflation                                                                          +1.5-2%
                        Corporate Profits                                                                6-9%

            2020

Real Growth in Gross Domestic Product                               ?
                        Inflation                                                                                  ?
                        Corporate Profits                                                                    ?


   Current Market Forecast
           
            Dow Jones Industrial Average

                                    Current Trend (revised):  
                                    Short Term Trading Range                      18210-29540
Intermediate Term Uptrend                     16100-32301
Long Term Uptrend                                  6860-38078

                        2019     Year End Fair Value                                   14500-14700

                        2020     Year End Fair Value                                   15100-15300

            Standard & Poor’s 500

                                    Current Trend (revised):
                                    Short Term Trading Range                          2188-3398
                                    Intermediate Term Trading Range              1813-3398                                                          Long Term Uptrend                                     1338-4973
                       
2019 Year End Fair Value                                     1790-1810

2020 Year End Fair Value                                       1870-1890         
                       

Percentage Cash in Our Portfolios

Dividend Growth Portfolio                           48%
            High Yield Portfolio                                     50%
            Aggressive Growth Portfolio                        54%

Economics/Politics
           
Spread of the coronavirus and concerns about the potential impact of government actions on economic activity have raised enough questions about the expected cyclical growth prospects for the US that I am suspending my 2020 economic outlook until the coronavirus’ ‘impact on economic activity’ becomes clearer.  Nonetheless, it is clear that the US is moving into a recession, at the very minimum.  Hence, the economy will remain a negative until there is some visibility for a recovery.

The overall dataflow this week was mixed with no primary indicators reported.  So, I am calling it a neutral.  Score: in the last 236 weeks, seventy-nine were positive, one hundred and five negative and fifty-two neutral. 

Overseas stats were slightly positive.  So, the numbers both here and abroad continue to come in less negative than I would have expected.  My assumption is that now that we are starting to get March/April numbers, it is likely that these box scores will turn decidedly negative and remain there for some time.  However, it is not occurring yet and that is a bit puzzling to me.

That said, the signs of a peaking in the coronavirus infection/death rate are growing and, hopefully, that means the doomsday health scenarios will prove wrong.  On the other hand, in my opinion, the government attempts to counter the effects of the virus may prove a disaster for the economy.  But until we have a better picture, making predictions about the economy, at least over the short term, is wasted exercise.

Longer term, I am not altering my long term economic outlook, which is that the economy will continue to grow at a subpar secular rate due to the twin burdens of egregiously irresponsible fiscal and monetary policies---which, by the way, are becoming even more egregiously irresponsible as a result of measures being taken by the government and the Fed in dealing with the current crisis.
                       

The Market-Disciplined Investing
           
  Technical

Thursday, the Averages  (23719, 2789) had another strong day on the back of the Fed’s ‘kitchen sink’ bail out move.  The great Market news is that (1) investors appear to be back enthusiastically embracing the Fed’s expansive monetary policy [‘the put’] and (2) the Fed has basically expanded its ‘put’ to cover even riskier securities.  The good Market news is that  (1) new higher lows have still been set, leaving the possibility that a bottom has been made, (2) both of the indices closed above the upper boundary of their short term downtrend for the third day, resetting their short term trends to trading ranges [18210-29540, 2188-3398], (3) both have developed very short term uptrends and (4) both pushed decisively through a key Fibonacci retracement level.

As you know, I haven’t believed a Market bottom had been made.  Given Thursday’s pin action, it is time to admit that I have been wrong, certainly on a near term basis.

            On buying stocks after big rallies.

            Sentiment has recovered out of deep pessimism.

TLT and UUP  traded fractionally within their prior close, leaving their technical picture unchanged.  On the other hand, GLD soared, finishing above the upper boundaries of its very short term and short term uptrends.  Clearly, it needs to successfully challenge those boundaries for this move to have any technical significance; and, as you recall, it has tried three times to do so and failed.  Still, if this challenge is successful, it suggests that investors have added a new element to the Fed ‘put’---inflation.

            Thursday in the charts.


Fundamental-A Dividend Growth Investment Strategy

The DJIA and the S&P are above ‘Fair Value’ (as calculated by our Valuation Model).  At the moment, the important factors bearing on Fair Value (corporate profitability and the rate at which it is discounted) are:

(1)   the extent to which the economy is growing.  This week provided evidence that many regions of the world and the US are experiencing/have already experienced peak coronavirus infection/death rates.  That clearly is good news on the medical crisis and for Market psychology. 

But the economic consequences the government/Fed’s actions to combat the  virus in terms of lost wages, sales and profits are still largely unknown.  And until they start to be measurable, this will be an uncertainly that will ultimately have to be included in any valuation analysis.  I have no doubt that some, perhaps all of the potential negative consequences were priced into stocks at the March 23 low.  Indeed, it is possible that they were being overly discounted.  But the point is that we just don’t know; and until we do, this factor will remain a potential disrupter of valuations.’

(2)   the resumption of QE by the global central banks.  Which is occurring with a vengeance certainly in the US.  Prior to this week, the Fed was already pumping vast quantities of liquidity into the financial system.  Then, it tripled down on Friday, initiating a program to include the purchase of low grade credit.

As you know, one of my major concerns has been the collapse of the high yield bond market brought on the massive downgrading on near junk bonds.   This would occur because many bond funds/insurance companies can’t own junk bonds; so, if a portion of the bonds in their portfolios are BBB rated and are downgraded to junk, the funds would be forced to sell them.  That in turn would [a] cause liquidity {pricing} problems in the high yield market {as the bond funds/insurance companies liquidate their holdings} and [b] increase the difficulty of raising additional financing for those companies whose bonds were downgraded. 

This new Fed program would come to the rescue of [a] Wall Street, i.e. the bond funds and insurance companies and [b] the inefficient and poorly managed companies that should go bankrupt but will now be able to continue to finance their operations, i.e. issue bonds that no one would buy without the Fed standing as the buyer of last resort.

Of course, in the first instance, the Fed’s actions should help avoid financial crisis and that is a plus both for the economy and the Markets.  That said, it only encourages speculation and abets the gross mispricing and misallocation of assets.  In short, it only makes worse the problem that the Fed originally created---a drag on the efficient allocation of limited resources in our economy [inhibiting growth] and the mispricing of risk which when, as and if corrected would lead to a considerable downside in asset prices. 

The free markets are dead

Here is what the Fed is buying.

But will it do any good?

Bottom line:  I believe that the Averages and certain segments of the Market are overvalued [as determined by my Valuation Model].  As a result, I wouldn’t be buying those stocks in this Market advance.

            Nonetheless, there are certain segments of the Market that have been punished severely  with the stocks of the companies serving those industries down 30-70%.  As a result, I will be putting cash to work in these beaten up stocks on any Market decline. 
     
As a reminder, my Portfolio’s cash position didn’t reach its current level as a result of the Valuation Models estimate of Fair Value for the Averages.  Rather I apply it to each stock in my Portfolio and when a stock reaches its Sell Half Range (overvalued), I reduce the size of that holding.  That forces me to recognize a portion of the profit of a successful investment and, just as important, build a reserve to buy stocks cheaply when the inevitable decline occurs.








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