Saturday, March 2, 2019

The Closing Bell


The Closing Bell

3/2/19

Statistical Summary

   Current Economic Forecast
                       
2018 estimates (revised)

Real Growth in Gross Domestic Product                          1.5-2.5%
                        Inflation                                                                          +1.5-2%
                        Corporate Profits                                                                10-15%

            2019

Real Growth in Gross Domestic Product                          1.5-2.5%
                        Inflation                                                                          +1.5-2.5%
                        Corporate Profits                                                                5-6%


   Current Market Forecast
           
            Dow Jones Industrial Average

                                    Current Trend (revised):  
                                    Short Term Trading Range                      21691-26646
Intermediate Term Uptrend                     14093-30294
Long Term Uptrend                                  6585-29947
                                               
2018     Year End Fair Value                                   13800-14000

                        2019     Year End Fair Value                                   14500-14700

            Standard & Poor’s 500

                                    Current Trend (revised):
                                    Short Term Trading Range                          2349-2942
                                    Intermediate Term Uptrend                         1343-3153                                                          Long Term Uptrend                                     913-3073
                                                           
2018 Year End Fair Value                                       1700-1720         
                        2019 Year End Fair Value                                     1790-1810

Percentage Cash in Our Portfolios

Dividend Growth Portfolio                           56%
            High Yield Portfolio                                     55%
            Aggressive Growth Portfolio                        56%

Economics/Politics
           
The Trump economy is a neutral for equity valuations.   The data flow this week was quite negative: above estimates: weekly mortgage and purchase applications, January pending home sales, December personal income, February consumer confidence, the February Chicago PMI, the February Dallas and Richmond Fed manufacturing indices, preliminary Q4 GDP; below estimates: January personal income, December personal spending, month to date retail chain store sales, final February consumer sentiment, December factory orders, the January Chicago Fed national activity index, December wholesale inventories/sales, the February manufacturing PMI, the February ISM manufacturing index, the February Kansas City Fed manufacturing index, the December trade deficit, the December PCE price index; in line with estimates: weekly jobless claims, December housing starts/building permits, the December Case Shiller home price index.

The primary indicators were also negative: preliminary Q4 GDP (+), December personal income (+), December housing starts/building permits (0), January personal income (-), December personal spending (-), December factory orders (-), This week is an easy call: negative.  Score: in the last 177 weeks, fifty-seven positive, eighty negative and forty neutral.

Two notes:

(1)   I scored the Case Shiller home price index as a neutral because it can be interpreted positively or negatively depending on your economic outlook,

(2)   while the December/January datapoints have been mostly negative, the February numbers are a bit more balanced---suggesting that the economic growth may have stabilized.  ‘May have’ being the operative words.  That said, as I point out below, the bond, dollar and gold markets are strongly suggesting that the economy has stabilized and will likely be improving.  While I pay a great deal of attention to the message of the bond market, it still is too soon to be altering my outlook.  But it is something that bears watching.

The data from overseas this week was mixed.  It was somewhat better out of the EU but worse from Japan.  Nonetheless, the global economy remains an impediment to our own economy’s struggle to sustain growth.  Certainly, a positive result from the US/China trade talks will help.

My forecast:

Less government regulation, Trump mandated spending cuts, (hopefully) getting out of the Middle East quagmire and possible help from a fairer trade regime are pluses for the long-term US secular economic growth rate.

However, the explosion in deficit spending, especially at a time when the government should be running a surplus, is a secular negative.  My thesis on this issue is that at the current high level of national debt, the cost of servicing the debt more than offsets (1) any stimulative benefit of tax cuts and (2) the secular positives of less government regulation and fairer trade [at least on the agreements that have been renegotiated].

On a cyclical basis, the economic growth rate is slowing as the effects of the tax cut wear off and the global economy decelerates though early February data may be indicating some stabilization in the process.   However, even if cyclically the economy were to improve, it will still be unable to overcome the secular negative of too much debt to service.


       The negatives:

(1)   a vulnerable global banking [financial] system.
               
The ECB refinancing dilemma.

The Chinese shadow banking problem.

(2) fiscal/regulatory policy. 

Trade remains front and center.

[a] the US/China trade talks.  If you believe Mnuchin and Kudlow, trade talks are going fabulously.  If you believe Lighthizer, not so much.   The Goldilocks outcome is, of course, for China to alter its industrial policy and IP theft, the US to lift tariffs and we all sing kumbaya and go home.  Lighthizer’s comments suggest that isn’t going to happen.  So, for me, the good news scenario is for the US to delay the imposition of new tariffs in exchange for increased Chinese purchases of US goods, but to retain the current tariffs until meaningful progress is made on Chinese policy.  The bad news scenario is for Trump to lift all tariffs as a quid pro quo for increased Chinese purchases of US goods and agree to ‘consult further’ on Chinese industrial policy.

Hopefully, the conclusion of the US/North Korea is a sign that Trump won’t let himself get played just for the sake of a deal.

Bottom line: whatever the positive impact that might to come from a US/China trade deal, irresponsible deficit spending will restrain US economic growth.
     
       Crony capitalism (must read):

(2)   the potential negative impact of central bank money printing:  The key point here is that [a] the Fed has inflated bank reserves far beyond any comparable level in history and [b] while this hasn’t been an economic problem to date, {i} it still has to withdraw all those reserves from the system without creating any disruptions---a task that I regularly point out it has proven inept at in the past and {ii} it has created  asset bubbles in the stock market as well as in the auto, student and mortgage loan markets.  

Powell gave his Humphrey Hawkins testimony before congress this week and remained very much in tune with the recent narrative, i.e. ‘patience’ is the new watchword meaning a delay/stoppage of rate increases and an end of QT by year end. 

As you know, I could care less about any moves or lack thereof in interest rates.  But I continue to believe that QE did little to help the economy, so QT would do little to hurt. 

However, QE led to the gross mispricing and misallocation of assets.  Absent QT that condition will remain, so, [a] if inflation accelerates, the Fed will ultimately be compelled to tightening policy irrespective of Market reaction or [b] if economic growth continues to decelerate, any additional QE will prove ineffective in halting the slowdown; and Markets don’t like recessions.

(3)   geopolitical risks: 

Europe is a mess with Brexit [though some progress may be occurring], riots in France and fiscal policy discord in Italy; and it continues to be reflected in a negative way in the economic stats.

You never know how the situation in Venezuela plays out.

Add the India/Pakistan [both have nuclear arsenals] conflict to that list.

US and North Korea were unable to reach an agreement on Korean denuclearization/US lifting sanctions.  I have always thought that the North Koreans were all bark and no bite, so I am not particularly concerned about this outcome.  The good news is that Trump didn’t fold just to get a deal.

(4)   economic difficulties around the globe.  The stats this week were again negative, continuing to point to a global economic slowdown:  

[a] February EU manufacturing PMI and economic sentiment were higher than anticipated while unemployment was lower,
      
[b] the February Chinese manufacturing PMI came in below consensus while the Caixin {small business} manufacturing PMI was above; but both were in contraction territory,

[c] January Japanese industrial production, manufacturing PMI and retail sales were reported below estimates while February unemployment was above.

            Bottom line:  on a secular basis, the US economy is growing at an historically below average rate.  Although some recent policy changes are a plus for secular growth, they are being offset by a totally irresponsible fiscal policy. 
          
Cyclically, the US economy is slowing as evidenced by the data from both here and abroad.  However, there are hints that this may be coming to an end.

          Finally, any move to a more dovish stance by the Fed is not likely to have an impact, cyclical or secular, on the economy.  QE II, III, and Operation Twist didn’t, and QE IV probably won’t either.   Meaning that if the Fed thinks backing off QT will help support economic growth, in my opinion, it will be disappointed.

         As a final note, I think that it would be a mistake to tie the recent change in Fed policy to a possibly improving economy because (1) historically, there have always been time lags between policy implementation and their cyclical effects and (2) as I said above, on a secular basis, QE II, QEIII and Operation Twist had little to no impact on long term economic growth.  In my opinion, if the economy is rallying is due more to the hard work, productivity and innovation of American business and labor than to Fed policy.  Indeed, as I have stated before, the economy is growing in spite of not due to irresponsible monetary policy.

The Market-Disciplined Investing
           
  Technical

The Averages (DJIA 26026, S&P 2803) had a volatile day but closed to the upside.  Importantly, the S&P finished above the critical 2800 level, though not by much.  Still, it is a positive sign.  We just need some follow through to confirm that the bulls have once again prevailed.

Volume rose; breadth improved.

The VIX dropped 8 ½%, getting ever more negative (a plus for stocks).  It ended right on its prior low---a break of which would re-establish a very short term downtrend.

The long bond plunged 1+% on heavy volume.  It closed below an important support level (119), is about to establish a very short term downtrend and is approaching both MA’s.  That would seem to confirm a triple top.  The important question is, why? Given the positive move in stocks, a sharply lower gold price and an improved pin action in the dollar, it suggests a strengthening economy.

The dollar was up strong.  It ended just below its prior lower high; a move above that level would remove the only negative in this chart.

GLD was slammed down 1 ¾ % on big volume, breaking below a minor support level and below the lower boundary of its very short term uptrend (if it remains there through the close on Monday, that trend will be voided).

Bottom line: the Averages ended up on the day, with the S&P finishing above the 2800 resistance level.  While it was only by three points, it is still a positive sign.  Follow through would point to a resumption of upward momentum and a victory for the bulls.

          The decline in gold and TLT accompanied by an improving dollar are suggesting that their investors are becoming convinced that the economy is stabilizing---the dataflow notwithstanding.
                   
                          Friday in the charts.

Fundamental-A Dividend Growth Investment Strategy

The DJIA and the S&P are well above ‘Fair Value’ (as calculated by our Valuation Model), the improved regulatory environment and the potential pluses from trade and spending cuts notwithstanding.  At the moment, the important factors bearing on Fair Value (corporate profitability and the rate at which it is discounted) are:

(1)   the extent to which the economy is growing---which the trend in the dataflow suggests is meager.  The risk is that it may not be that good; though as I noted above, the initial February data as well as the performance of TLT, UUP and GLD could be pointing to a stabilization of growth.

Even if that turns out to be the case, my thesis is that the long term economic impact on secular growth of the financing burden now posed by the massive [and growing] US deficit and debt is offsetting the positive effects of deregulation and fairer trade and will continue to constrain economic as well as profitability growth.

In short, the economy is not a negative but it is not a positive at current valuation levels.
           
(2)   the success of current trade negotiations.  If Trump is able to create a fairer political/trade regime, it would almost surely be a plus for secular earnings growth.  The current trade talks with China clearly hold promise.  Though on Wednesday, Lighthizer threw cold water on the hopes of a comprehensive deal.

My concern is not that we get no deal or a small deal but that the Chinese out maneuver Trump and he gives away the need for progress on industrial policy and IP theft just to get a deal.
(3)   the resumption of QE by the global central banks.  If QEII, QEIII and Operation Twist are any guide, they should be a big plus for the Markets, at least in the short term.

(4)   current valuations. the Averages have recouped much of their October to December loss and appear on their way to regaining even more.  Since they were grossly overvalued [as determined by my Valuation Model] in October, they are now just slightly less grossly overvalued.  That said, if the latest central bank liquidity surge continues, valuations will remain irrelevant.

As prices continue to rise, I will again be focusing on those stocks that trade into their Sell Half Range and act accordingly.

Bottom line: while fiscal policy is negatively impacting the E in P/E, a new regulatory regime, any improvement in our trade regime with China along with proposed spending cuts should have a positive impact on secular growth and, hence, equity valuations.  More important, a global central bank ‘put’ appears to be returning and, if history is any guide, will almost assuredly be a plus for stock prices. 

            As a reminder, my Portfolio’s cash position didn’t reach its current level as a result of the Valuation Models estimate of Fair Value for the Averages.  Rather I apply it to each stock in my Portfolio and when a stock reaches its Sell Half Range (overvalued), I reduce the size of that holding.  That forces me to recognize a portion of the profit of a successful investment and, just as important, build a reserve to buy stocks cheaply when the inevitable decline occurs.

DJIA             S&P

Current 2019 Year End Fair Value*              14600             1800
Fair Value as of 3/31/19                                 14074            1731
Close this week                                               26026            2803

* Just a reminder that the Year End Fair Value number is based on the long term secular growth of the earning power of productive capacity of the US economy not the near term   cyclical influences.  The model is now accounting for somewhat below average secular growth for the next 3 to 5 years. 

The Portfolios and Buy Lists are up to date.








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