Saturday, September 5, 2015

The Closing Bell

The Closing Bell

9/5/15

Statistical Summary

   Current Economic Forecast
           
            2014

                        Real Growth in Gross Domestic Product                       +2.6
                        Inflation (revised)                                                           +0.1%
                        Corporate Profits                                                             +3.7%

            2015 estimates

Real Growth in Gross Domestic Product (revised)      0-+2%
                        Inflation (revised)                                                          1.0-2.0
                        Corporate Profits (revised)                                            -5-+5%

   Current Market Forecast
           
            Dow Jones Industrial Average

                                    Current Trend (revised):  
                                    Short Term Downtrend                            17019-17938
Intermediate Term Trading Range           15842-18295
Long Term Uptrend                                  5369-19241
                                               
                        2014    Year End Fair Value                             11800-12000                                          
                        2015    Year End Fair Value                                   12200-12400

            Standard & Poor’s 500

                                    Current Trend (revised):
                                    Short Term Trading Range                          2022-2086
                                    Intermediate Term Uptrend                        1904-2677
                                    Long Term Uptrend                                    797-2145
                                               
                        2014   Year End Fair Value                                     1470-1490

                        2015   Year End Fair Value                                      1515-1535        

Percentage Cash in Our Portfolios

Dividend Growth Portfolio                          53%
            High Yield Portfolio                                     54%
            Aggressive Growth Portfolio                        53%

Economics/Politics
           
The economy provides no upward bias to equity valuations.   The dataflow this week was again to the negative side of mixed: above estimates:  weekly mortgage and purchase applications, August light vehicle sales, August retail chain store sales, the Markit services PMI, the ISM services index, second quarter nonfarm productivity and unit labor costs; below estimates: month to date retail chain store sales, the August ADP private payroll report, August nonfarm payrolls, weekly jobless claims, August Chicago PMI, August Dallas Fed manufacturing index, August ISM manufacturing index, July construction spending and July factory orders; in line with estimates: the August Markit manufacturing PMI.

The primary indicators included August ISM services index (+), August vehicle sales (+), August retail chain store sales (+), August ISM manufacturing index (-), July construction spending (-), July factory orders (-) and August nonfarm payrolls (-).  In sum, the balance of both the total indicators as well as the primary indicators was negative. 

Overseas, the Chinese government spent another the week intervening in both its stock and currency markets in an attempt to stem losses.  It was joined in the currency market by several emerging market central banks---mostly those with a lot of trade with China or whose national income is heavily dependent on commodities, oil in particular.  On top of this, the international the economic data was just awful.


Just to insure that everyone knows that it is ‘data dependent’ (read clueless).  Fed vice chair Fischer made hawkish comments at last Saturday’s Jackson Hole summit; basically reversing the prior week’s statement from the NY Fed head.  I covered that in our Morning Calls and re-hash a bit of it below.   But the bottom line is that monetary policy (except for QE1) has not, is not and is not apt to be of any help to our economy; and fretting over a measly 25 basis point rate hike is the height of mental masturbation.  All QE has done is create asset mispricing and misallocation of major proportions.

In summary, both total and primary stats were negative, the Fed is a danger to itself and the US economy and the global economy provided no relief.  For the time being, I am staying with our forecast but it appears increasing likely that I will have to revise it down again.

a much below average secular rate of recovery, exacerbated by a declining cyclical pattern of growth resulting from too much government spending, too much government debt to service, too much government regulation, a financial system with conflicting profit incentives and a business community hesitant to hire and invest because the aforementioned, the weakening in the global economic outlook, along with the historic inability of the Fed to properly time the reversal of a vastly over expansive monetary policy.
           
        A neutral and getting less so:

(1)   our improving energy picture.  Oil production in this country continues to grow which is a significant geopolitical plus.  On the other hand, there has been no ‘unmitigated’ positive from lower oil prices.  In addition, [a] there is mounting evidence that the continuing decline in oil prices is at least partly a function of falling demand and [b] lower oil prices have had a pronounced negative impact on both countries in which oil is a primary export and highly leveraged oil companies.  With regard to the former, the loss of income in those countries is forcing them to liquidate foreign reserves {read US Treasuries} to sustain their internal budgets.  Problems in either oil exports or oil company balance sheets could feed the global economic slowdown [deflation] story.

       The negatives:

(1)   a vulnerable global banking system.  A week free of bankster misdeeds.


The risk of a financial crisis is higher than previously estimated (medium):

‘My concern here.....that: [a] investors ultimately lose confidence in our financial institutions and refuse to invest in America and [b] the recent scandals are simply signs that our banks are not as sound and well managed as we have been led to believe and, hence, are highly vulnerable to future shocks, particularly in the international financial system.’



(2)   fiscal/regulatory policy. A week free of ruling class misdeeds---they were too busy approving the nuke deal with Iran.

(3)   the potential negative impact of central bank money printing:  The key point here is that [a] the Fed has inflated bank reserves far beyond any comparable level in history and [b] while this hasn’t been an economic problem to date, {i} it still has to withdraw all those reserves from the system without creating any disruptions---a task that I regularly point out it has proven inept at in the past and {ii} it has created or is creating asset bubbles in the stock market as well as in the auto, student and mortgage loan markets.  

The Fed keeps jerking the Markets around.  Last Saturday, Fed vice chair Fischer in a speech in Jackson Hole put the possibility of a September Fed rate hike back on the table---right after a speech prior in the week by NY Fed chief Dudley, who said that a rise in the Fed Funds rate was ‘less compelling’, given the turmoil in the international markets. 

Confused.  That is OK, because the Fed is too.  Its problem is that it has waited too long to begin a tightening of monetary policy; and now that it more or less committed to a hike in September, the markets are in the process of doing it for them in the form of foreign central banks selling US Treasuries to bolster their economies and relieve downward pressure on their currencies.  That in turn puts upward pressure on interest rates and downward pressure on money supply. 

Goldman on the problems in the emerging markets (medium):

Ironically enough, all those dollars the Fed pumped out in multiple QE’s that chased yield into foreign assets are now coming home to roost so to speak.  In short, the markets aren’t waiting for the Fed to unwind QE, they have assumed control of the process.  So a rate hike now will only add upward pressure on interest rates.  Indeed, if the Fed still wants to stay reasonably accommodative, its most obvious response would be QEIV.

The point of all this is that at the precise time the Fed is making a half assed move to tighten [rate hike], the markets are speeding up the process at an uncomfortably high rate---if your concern is US economic growth. That said, I have long argued that unwinding QE [of which, a rate hike is part] won’t make a tinker’s damn because it had so little economic effect when it was being implemented.  So all this gnashing of teeth over the impact of a rate hike on the economy is nothing but a false flag.  What the Fed is worried about is its effect on the Markets which were hugely influenced by QE.  Unfortunately for the Fed it now appears that it is losing control of its own monetary policy.  Also, unfortunately, the payback will most likely come in the one area that QE did have an impact---asset pricing and allocation.

Today’s must read (medium):

What QE did impact (medium):

You know my bottom line: sooner or later, the price will be paid for asset mispricing and misallocation.  The longer it takes and the greater the magnitude of QE, the more the pain.

                                   IMF points to the not so pleasant end of QE (medium):

(4)   geopolitical risks: the Iranian nuke deal, the secession vote in eastern Ukraine and the hot war in the Middle East remain the trouble spots.  The news this week was that [a] Obama has the votes to guarantee approval of the deal {He has the votes to support His veto of a rejection of the treaty} and [b] Russia now has troops and equipment on the ground in Syria.  I think both only exacerbate tensions in the Middle East and hence the potential to escalate and spill over into the economic arena.

(5)   economic difficulties, overly indebted sovereigns and overleveraged banks in Europe and around the globe.  Lots of overseas economic news this week: August Japanese industrial output was below forecast, twin August Chinese manufacturing indices fell to the lowest levels in three years; EU August Markit manufacturing PMI declined; South Korean exports declined the most in six years, Brazil’s economy is sinking so fast that it is in danger of a credit downgrade and July German factory and August UK retail sales were disappointing.  The only positive stats were August EU Markit composite PMI and the Japanese Markit services PMI. Clearly, these numbers don’t suggest any improvement in a slowing global economy.

David Stockman on Brazil (medium):

China remained center stage:

[a] as it continued its battle to cower sellers in its stock market {i} arresting several high profile investors and {ii} ‘encouraging’ nine Chinese brokerages to pledge thirty billion yuan to purchase stocks,

[b] imposed reserve requirements on futures positions to stem the downward pressure on the yuan and along with other emerging markets maintained persistent sales of US Treasuries to shore up its {their} currencies.

It is the latter that is of greatest concern to the US---a subject I covered in (3) above. 

Clearly, the problems being experienced in the rest of the world keep the yellow flashing on our global ‘muddling through’ assumption.

Bottom line:  the US economic data continues to reflect very sluggish growth in the US economy.  However, global economic trends are still deteriorating; and the Fed remains paralyzed by fear of the consequences of prior policy mistakes.  These are the biggest economic risks to our forecast.  The warning light is flashing. 


This week’s data:

(1)                                  housing: weekly mortgage and purchase applications were up,

(2)                                  consumer: month to date retail chain store sales growth was less than expected but August retail chain store sales were encouraging; August light vehicle sales were ahead of consensus; the August ADP private payrolls report came in below estimates as did August nonfarm payrolls; weekly jobless claims rose more than anticipated,

(3)                                  industry: the August Chicago PMI was slightly below forecast; the Dallas Fed manufacturing index was down much more than anticipated; the August Markit manufacturing PMI was in line while the services PMI was a tad better than estimates; the August ISM manufacturing index was disappointing while the services index was a modest beat; July construction spending was below expectations; July factory orders were one half of forecast,

(4)                                  macroeconomic: second quarter nonfarm productivity was up more than consensus while unit labor costs fell more than anticipated; the July trade deficit was slightly below estimates.

The Market-Disciplined Investing
         
  Technical

This week, the indices (DJIA 16102, S&P 1921) continued on the roller coaster that they have been on.  The Dow ended [a] below its 100 and 200 day moving averages, both of which represent resistance, [b] in a short term downtrend {17019-17938}, [c] in an intermediate term trading range {15842-18295}and [d] in a long term uptrend {5369-19175}.

The S&P finished [a] below its 100 and 200 day moving averages, both of which represent resistance, [b] below the upper boundary of a very short term downtrend, [c] in a short term downtrend {2022-2086}, [d] within an intermediate term uptrend {1904-2677} and [e] a long term uptrend {797-2145}. 

Both of the Averages finished below the lower boundary of the developing pennant formations that I have been following: if they remain there through the close on Tuesday, the pennant formations will be voided.  Usually, when this occurs, there is a further move in the direction of the break (in this case, down).  Furthermore, the indices have marked four lower highs, setting up a very short term downtrend.  Finally, the S&P closed well below the 1970 level. 

On the other hand, the slide this week did not re-challenge the intermediate term trends of either of the Averages.  As long as those trends remain intact, this recent move down is simply a correction in a bull market. 

Volume was up on Friday; breadth was negative, with the flow of funds indicator remaining negative for almost the entire week. The VIX continues to behave positively (negatively for stocks), ending [a] above its 100 day moving average, now support, [b] within a short term uptrend, [c] within an intermediate term trading range {it remains well above the upper boundary of its former intermediate term downtrend} and [d] a long term trading range.

The long Treasury managed to stabilize this week after a rough performance in the prior week.  It finished above its 100 day moving average and within short and intermediate term trading ranges.  As you know, I believe that the recent (negative) pin action in this market has not reflected expectations of higher interest rates or a stronger economy, but rather are, at least partially, a function of sales coming from attempts by the Chinese and other emerging market central banks to stabilize their currencies and finance their flagging economies.  That doesn’t make TLT’s price less down.  But it is not, in my opinion, suggestive of stronger forthcoming economic growth.  Indeed, it is likely the opposite.  

After a brief ray of hope, GLD returned to its old disappointing ways---breaking that very short term uptrend, which I had hoped signaled that a bottom had been made.  Not so.  GLD remains in downtrends across all timeframes and below its 100 day moving average.  It can still build a bottom were it to fail to successfully challenge its July/August lows.  But that is yet to be seen. 

Oil seems to have stabilized, at least temporarily, in a short term trading range.  But this week’s trading was weak; so I am not sure that we will see any additional momentum to the upside---barring some extraordinary exogenous event.  It remains below its 100 day moving average and within intermediate and long term downtrends.

The dollar declined on Friday, closing right on its 100 day moving average, which is now resistance, and within short and intermediate term trading ranges. 

Bottom line: the key technical takeaways this week were (1) the failure of the S&P to regain the 1970 level and (2) both Averages building a short term pennant formation and then breaking to the downside---which usually means more downside.  And that probably means another challenge (re-test) of the lower boundaries of their intermediate term trends. 

If those trends are negated, then the technicals go from a flashing yellow to a flashing red light.  On the other hand, a successful re-test will likely end this current bout of downside pressure.  While fundamentally I think the Market has much lower to go, the charts may make me wrong---again.  

The long Treasury continues to challenge the notion that there will be no Fed rate hike and no recession.  However, as I noted above, there are short term outside factors, only tangentially related to the US economy, driving Treasury bonds down (yields up)---that being the selling of Treasury securities by China and other emerging markets attempting to defend their currencies.  
           

Fundamental-A Dividend Growth Investment Strategy

The DJIA (16102) finished this week about 31.9% above Fair Value (12201) while the S&P (1921) closed 26.9% overvalued (1513).  Incorporated in that ‘Fair Value’ judgment is some sort of half assed attempt at getting fiscal policy under control, a botched Fed transition from easy to tight money, a historically low long term secular growth rate of the economy and a ‘muddle through’ scenario in Europe, Japan and China.

The US economic data continues to support our forecast and hence the economic assumptions in our Valuation Model---although the stats from the last two weeks have been nothing about which to feel all warm and fuzzy.  If this trend continues, I may have to lower our economic forecast again. 

Not helping matters are the turmoil in the Chinese currency and stock markets as well as the numbers from the rest of the world---the concern obviously being that the slowdown in the global economy will wash on to our shores.  Clearly, this poses a risk to our outlook.  More importantly for the Market, the risk is that since many Street forecasts are more optimistic than our own; so if they are revised down, it will likely be accompanied by lower Valuation estimates.

The Fed gave the Market another head fake this week as vice chair Fischer suggested that a September rate hike was still a real possibility.  This ‘on the one hand/on the other hand’ ‘data dependent’ mumbo jumbo has been going on for months with an uncomfortable regularity.  And it is meaningless because the Fed with all its QE efforts has done very little to help the economy.  So hanging on every datapoint like it is the magic key to the future is lunacy.  The point being that the one place this group of self-important, high powered economists have had almost no impact is the economy.  So being ‘data dependent’ about the economy is giving themselves, and anyone else that believes that fairy tale, a hand job.

Of course, they are not stupid; and they know all the above; and they know that the one place QE has been effective is in creating a giant asset bubble.  So their ‘data dependency’ is not on the economy but on the Markets.  And since Markets are volatile, so are the Fed’s policy statements.  But the unfortunate result of fixating on the Markets instead of the economy is that the Fed has once again screwed the economy by botching the transition to normalized monetary policy and, worse, further magnifying the gross mispricing and misallocation of assets---and that is no mumbo jumbo. 
  
Net, net, my two biggest concerns for the Markets are (1) the economic effects of a slowing global economy and (2) Fed [central bank] policy actions whatever that are or are not and the loss of confidence in those actions.

Bottom line: the assumptions in our Economic Model are unchanged.  If they are anywhere near correct, they will almost assuredly result in changes in Street models that will have to take their consensus Fair Value down for equities.  Unfortunately, our assumptions may be too optimistic, making matters worse.

The assumptions in our Valuation Model have not changed either; though at this moment, there appears to be more events (greater than expected decline in Chinese economic activity; turmoil in the emerging markets and commodities; miscalculations by one or more central banks that would upset markets) that could lower those assumptions than raise them.  That said, our Model’s current calculated Fair Values under the best assumptions are so far below current valuations that a simple process of mean reversion is all that is necessary to bring Market prices down significantly.

I can’t emphasize strongly enough that I believe that the key investment strategy today is to take advantage of any further bounce in stock prices to sell any stock that has been a disappointment or no longer fits your investment criteria and to trim the holding of any stock that has doubled or more in price.

Bear in mind, this is not a recommendation to run for the hills.  Our Portfolios are still 55-60% invested; but their cash position is a function of individual stocks either hitting their Sell Half Prices or their underlying company failing to meet the requisite minimum financial criteria needed for inclusion in our Universe.
           
DJIA             S&P

Current 2015 Year End Fair Value*              12300             1525
Fair Value as of 9/30/15                                  12201            1513
Close this week                                               16102            1921

Over Valuation vs. 9/30 Close
              5% overvalued                                12811                1588
            10% overvalued                                13421               1664 
            15% overvalued                                14031                1739
            20% overvalued                                14641                1815   
            25% overvalued                                  15251              1891   
            30% overvalued                                  15881              1966
            35% overvalued                                  16471              2042
            40% overvalued                                  17081              2118
                       
Under Valuation vs. 9/30 Close
            5% undervalued                             11590                    1437
10%undervalued                            10980                   1361   
15%undervalued                            10370                   1286



* Just a reminder that the Year End Fair Value number is based on the long term secular growth of the earning power of productive capacity of the US economy not the near term   cyclical influences.  The model is now accounting for somewhat below average secular growth for the next 3 to 5 years. 

The Portfolios and Buy Lists are up to date.


Steve Cook received his education in investments from Harvard, where he earned an MBA, New York University, where he did post graduate work in economics and financial analysis and the CFA Institute, where he earned the Chartered Financial Analysts designation in 1973.  His 47 years of investment experience includes institutional portfolio management at Scudder. Stevens and Clark and Bear Stearns, managing a risk arbitrage hedge fund and an investment banking boutique specializing in funding second stage private companies.  Through his involvement with Strategic Stock Investments, Steve hopes that his experience can help other investors build their wealth while avoiding tough lessons that he learned the hard way.








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