Saturday, October 7, 2017

The Closing Bell

The Closing Bell

10/7/17

I am headed for the beach.  Be back 10/16.

Statistical Summary

   Current Economic Forecast
                       
2016 actual

Real Growth in Gross Domestic Product                          1.6%
Inflation (revised)                                                              1.6%                     Corporate Profits (revised)                                                     4.2%

2017 estimates (revised)

Real Growth in Gross Domestic Product                      -1.25-+0.5%
                        Inflation                                                                         +.0.5-1.5%
                        Corporate Profits                                                            -15-0%



   Current Market Forecast
           
            Dow Jones Industrial Average

                                    Current Trend (revised):  
                                    Short Term Uptrend                                 21354-23833
Intermediate Term Uptrend                     18978-26309
Long Term Uptrend                                  5751-24198
                                               
                        2016    Year End Fair Value                                   12600-12800

                        2017     Year End Fair Value                                   13100-13300

            Standard & Poor’s 500

                                    Current Trend (revised):
                                    Short Term Uptrend     (?)                           2492-2767
                                    Intermediate Term Uptrend                         2262-3036
                                    Long Term Uptrend                                     905-2763
                                               
                        2016   Year End Fair Value                                      1560-1580
                       
2017 Year End Fair Value                                       1620-1640         

Percentage Cash in Our Portfolios

Dividend Growth Portfolio                          59%
            High Yield Portfolio                                     55%
            Aggressive Growth Portfolio                        55%

Economics/Politics
           
The Trump economy is providing a marginally higher upward bias to equity valuations.   The data flow this week was decidedly upbeat: above estimates: month to date retail chain store sales, September light vehicle sales, weekly jobless claims, the September Markit manufacturing and services PMI’s, August factory orders, the September ISM manufacturing and nonmanufacturing indices, the August trade deficit; below estimates: the September ADP private payrolls report and September employment report; in line with estimates: weekly mortgage and purchase applications, August/revised July construction spending.

The primary indicators were also positive though not overwhelmingly so: September light vehicle sales (+), August (+)/revised July (-) construction spending, August factory orders (+) and the September employment report (-).  The call is positive.  Score: in the last 104 weeks, thirty were positive, fifty-six negative and eighteen neutral. 

I would note that the September light vehicle sales and the September ISM nonmanufacturing index were blow out numbers on the positive side (while the really poor jobs report was undoubtedly impacted by Harvey/Irma/Maria).  Of course, they could be just a couple of one-off stats.  Or when coupled with the overall upbeat data, they could be the initial signs that economic growth really is starting to pick up.  Follow through.

Overseas, numbers out of Europe (except for the UK), China and Japan were very strong.  So there was an eerie similarity with the US data.  To be clear, this may only be coincidental.  Further, it is just one week of simultaneously, highly positive stats.  Nonetheless, we have to take note.  The global economy may have finally hit the ignition switch.

                On the fiscal front, congress took a concrete step towards tax reform.  Not that we are there yet.  Plus, if enacted, it could turn out to be more negative than positive if it is not (near) revenue neutral---and the consensus seems to be that the debt/deficit is going up. 

In addition, there is a new trade pact with South Korea; and I am assuming it is a positive for the US economy.

On the monetary side, most of the news flow centered on speculation over who the next Fed chair will be; but at this point, there are no facts to work with.

Bottom line: this week’s US economic stats were very positive.  I caution that this is only one week’s worth of data, hardly a trend.  But given the strength in the stats, we have to be open to the notion that they could be signaling the long awaited lift off.  The same could be said for the international data: quite positive though not a trend (except for Europe).

Longer term, with the national debt now larger than GDP, I am less confident in my upgrading our long term secular growth rate assumption by 25 to 50 basis points based on Trump’s deregulation efforts.   In addition, any further increase in that long term secular economic growth rate assumption stemming from enactment of the Trump/GOP fiscal policy is also up to question. 

Our (new and improved) forecast:

A now questionable pick up in the long term secular economic growth rate based on less government regulation.  This hoped for increase in growth could be further augmented by pro-growth fiscal policies including repeal of Obamacare and enactment of tax reform and infrastructure spending; though the odds of that are uncertain.  Unfortunately, any expected increase in the secular rate of economic growth could be rendered moot if tax reform (assuming its passes) increases the national debt and the deficit.

Short term, the economy is struggling and will likely continue to do so; though the improving global economy may at some point have an impact.
                       
       The negatives:

(1)   a vulnerable global banking system.  

(2)   fiscal/regulatory policy. 

The major news of the week was congressional action on tax reform.  It came in the form of moving the FY2018 budget forward---which is a necessary precursor to tax reform.  My opinion remains the same: a [near] revenue neutral tax form bill that makes the code simpler and fairer will be a plus for the economy; on the other hand, tax reform the increases the national debt and deficit would be a negative.

The other newsworthy development was the renegotiation of the US/South Korea trade agreement. We don’t know the terms yet; but with the Donald being as adamant about putting the US trade relations with other nations on a more equitable basis, I have to assume this new treaty is a plus for the US.

In addition, a Japanese trade representative will be in the US next week for another round of talks.  Since we haven’t heard the bluster associated with NAFTA, again I am going to assume that this will end as a positive.

So far, Trump’s objective of renegotiating trade pacts on more favorable terms to the US seems to be going well.

Finally, the US is about to be awarded another growth opportunity as Hurricane Nate bears down on the Gulf.  While the funds needed to aid any cleanup of these natural disasters are absolutely necessary, they will still have the negative macroeconomic impact of adding to an already suffocating national debt.
           
(3)   the potential negative impact of central bank money printing:  The key point here is that [a] the Fed has inflated bank reserves far beyond any comparable level in history and [b] while this hasn’t been an economic problem to date, {i} it still has to withdraw all those reserves from the system without creating any disruptions---a task that I regularly point out it has proven inept at in the past and {ii} it has created or is creating asset bubbles in the stock market as well as in the auto, student and mortgage loan markets.  

The news this week wasn’t really news.  It was the speculation over who will be the next Fed chair---Yellen seemingly out of the running.  The policy range of the leading candidates range from dovish to hawkish.  So there appears nothing of informational value at this point.

That said, this week’s strong dataflow likely ups the odds of a December rate hike.


ECB policy meeting scheduled for next week (short):


You know my bottom line: when QE starts to unwind, so does the mispricing and misallocation of assets.  That thesis is about to be tested. 


(4)   geopolitical risks:  Domestic issues held the headlines this week, but tensions between the US and North Korea, Iran and Russia remain high.  Add to that the secession movement in Catalonia that is causing heartburn in Spain at the moment and could become more widespread if it succeeds.

And this announcement yesterday afternoon (short):

This story isn’t over and there remains a decent probability of an unpleasant outcome. 

(5)   economic difficulties around the globe.  This week, there were few economic difficulties.  Virtually all the numbers were coming up roses:

[a] August EU unemployment was low, the September composite PMI hit a four month high and September PPI was hotter than expected; September UK construction spending and manufacturing PMI were below estimates; August German industrial orders were much better than anticipated,

[b] the September Japanese large manufacturing index was the highest since 2007,

[c] the September Chinese manufacturing PMI was the highest since 2012.

This is one week’s worth of stats; so it is way too soon to be projecting lift off for the global economy.  Certainly, Europe appears out of the woods; but the Japanese and Chinese data has been far too erratic of late to draw any conclusions.

            Bottom line:  our near term forecast is that the US economy is stagnate though there is a possibility that the improved regulatory outlook and a now growing EU economy may be stimulative.  This week’s numbers are certainly a hopeful sign.   Further, if Trump/GOP were to pull off a (near) revenue neutral healthcare reform, tax reform and infrastructure spending on a reasonably timely basis, I would suspect that sentiment driven increases in business and consumer spending would return. 

To be sure, Trump’s drive for deregulation and improved bureaucratic efficiency is and will remain a plus.  As you know, I inched up my estimate of the long term secular growth rate of the economy because of it.  But I fear that thesis is about to be tested if the congress passes non-revenue neutral tax reform---however, simpler and fairer it may be.

The Market-Disciplined Investing
         
  Technical

Yes, Virginia stocks (DJIA 22773, S&P 2549) can go down---but not by much.  Volume was down and breadth weakened.  Both remain above their 100 and 200 day moving averages and are in uptrends across all time frames. 

The VIX (9.7) was up 5%, ending below the upper boundary of its short term downtrend, below its 100 and 200 day moving averages, below the lower boundary of its long term trading range for an eighth day; but it is still above its July low. 

The long Treasury declined, but finished above (but nearing) its 200 day moving average (support) and the lower boundaries of its short term trading range and its long term uptrend.  However, it is below its 100 day (now resistance) and is developing a very short term downtrend.

The dollar fell, remaining in its short term downtrend and below its 100 and 200 day moving averages.  It is developing a very short term uptrend.
           
GLD rose, finishing back above its 100 moving average (negating Thursday’s break), above its 200 day moving averages (support) and the lower boundary of a short term uptrend.  However, it is developing a very short term downtrend.

 Bottom line: long term, the indices remain strong viz a viz their moving averages and uptrends across all timeframes. Short term, they are above the resistance level marked by their August highs, meaning that there is no resistance between current price levels and the upper boundaries of the Averages long term uptrends. 

Trading in TLT, UUP and GLD was inconsistent.

I remain uncomfortable with the overall technical picture.

Fundamental-A Dividend Growth Investment Strategy

The DJIA and the S&P are well above ‘Fair Value’ (as calculated by our Valuation Model).  However, ‘Fair Value’ could be rising based on a new set of regulatory policies which could lead to improvement in the historically low long term secular growth rate of the economy (depending on the validity of Reinhart/Rogoff); but it still reflects the elements of a botched Fed transition from easy to tight money and a ‘muddle through’ scenario in Japan and China.

This week’s data notwithstanding, the US economic stats continue to reflect sluggish to little growth---although those numbers could be a hopeful sign of lift off.  However, much more of the same is needed to justify such a call.  Nevertheless, it would appear that investors are willing to make, or at least begin to make, the bet that the economic growth rate will soon pick up.  I think that if equities were more reasonably priced that would make sense.  However, with stocks at all-time high valuations, a little caution seems appropriate.

On the fiscal front, congress is toiling in the trenches to pass a budget bill which is a precursor to tax reform.  While the former seems likely out of pure necessity, the latter remains in question, Street euphoria notwithstanding.    That said even if the current tax reform bill passed in its present form, it will raise the deficit/debt.  To be sure, a simpler, fairer (?) tax code is a plus and may add marginally to the secular growth rate.  However, I remain convinced that, given the magnitude of the current national debt, the present proposal will not provide the impetus to economic growth many hope for. 

As a result, even if passage is achieved, I believe that Street estimates for economic and corporate profit growth are too optimistic based on the improving economy, fiscal reform narrative.  And when it wakes up from this fairy tale that could, in turn, lead to declining growth expectations as well as valuations. 

That said, fiscal policy is a distant second where it comes to Market impact.  The 800 pound gorilla for equity valuations is central bank monetary policy based on the thesis that (1) QE did little to help the economy but led to extreme distortions in asset pricing and allocation and (2) hence, its unwinding will do little to hurt the economy but much to equities as the severe perversion of security valuations is undone. 

That thesis is about to get tested with the Fed announcing the unwind of its balance sheet and other central banks are making noises like they could follow suit.  That said, the appointment of a new Fed chair could impact this process, perhaps either accelerating the unwind or slowing it down depending on which candidate is selected.

Bottom line: the assumptions on long term secular growth in our Economic Model may be beginning to improve as we learn about the new regulatory policies and their magnitude.  Plus, there is a ray of hope that fiscal policy could further increase that growth assumption though its timing and magnitude are unknown.  On the other hand, we don’t know if the size of the national debt would negate any potential positive. In any case, I continue to believe that the current Street narrative is overly optimistic---which means Street models will ultimately will have to lower their consensus of Fair Value for equities. 

Our Valuation Model assumptions may be changing depending on the aforementioned economic tradeoffs impacting our Economic Model.  However, even if tax reform proves to be a positive, the math in our Valuation Model still shows that equities are way overpriced.

                As a long term investor, with equity valuations at historical highs, I would want to own cash in my Portfolio and would use the current price strength to sell a portion of your winners and all of your losers.
               
               

DJIA             S&P

Current 2017 Year End Fair Value*              13200             1630
Fair Value as of 10/31/17                                13116            1620
Close this week                                               22773            2549

Over Valuation vs. 10/31
             
55%overvalued                                   20329              2511
            60%overvalued                                   20985              2592
            65%overvalued                                   21641              2673
            70%overvalued                                   22297              2754


* Just a reminder that the Year End Fair Value number is based on the long term secular growth of the earning power of productive capacity of the US economy not the near term   cyclical influences.  The model is now accounting for somewhat below average secular growth for the next 3 to 5 years. 

The Portfolios and Buy Lists are up to date.


Steve Cook received his education in investments from Harvard, where he earned an MBA, New York University, where he did post graduate work in economics and financial analysis and the CFA Institute, where he earned the Chartered Financial Analysts designation in 1973.  His 47 years of investment experience includes institutional portfolio management at Scudder. Stevens and Clark and Bear Stearns, managing a risk arbitrage hedge fund and an investment banking boutique specializing in funding second stage private companies.  Through his involvement with Strategic Stock Investments, Steve hopes that his experience can help other investors build their wealth while avoiding tough lessons that he learned the hard way.








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