Saturday, November 11, 2017

The Closing Bell

The Closing Bell

11/11/17

Statistical Summary

   Current Economic Forecast
                       
2016 actual

Real Growth in Gross Domestic Product                          1.6%
Inflation (revised)                                                              1.6%                     
Corporate Profits (revised)                                                     4.2%

2017 estimates (revised)

Real Growth in Gross Domestic Product                      -1.25-+0.5%
                        Inflation                                                                         +.0.5-1.5%
                        Corporate Profits                                                            -15-0%



   Current Market Forecast
           
            Dow Jones Industrial Average

                                    Current Trend (revised):  
                                    Short Term Uptrend                                 21745-24401
Intermediate Term Uptrend                     19230-26561
Long Term Uptrend                                  5751-24198
                                               
                        2016    Year End Fair Value                                   12600-12800

                        2017     Year End Fair Value                                   13100-13300

            Standard & Poor’s 500

                                    Current Trend (revised):
                                    Short Term Uptrend                                     2540-2815
                                    Intermediate Term Uptrend                         2295-3069
                                    Long Term Uptrend                                     905-2763
                                               
                        2016   Year End Fair Value                                      1560-1580
                       
2017 Year End Fair Value                                       1620-1640         

Percentage Cash in Our Portfolios

Dividend Growth Portfolio                          59%
            High Yield Portfolio                                     55%
            Aggressive Growth Portfolio                        55%

Economics/Politics
           
The Trump economy is providing a higher upward bias to equity valuations.   The data flow this week was extremely sparse: above estimates: weekly mortgage applications, September wholesale inventories/sales; below estimates: month to date retail chain store sales, weekly jobless claims, November consumer sentiment; in line with estimates: weekly mortgage applications.

There were no primary indicators.  The only call is neutral: Score: in the last 109 weeks, thirty-three were positive, fifty-six negative and nineteen neutral.

To be clear, I don’t think this impacts either my long term call of sluggish growth/stagnation or the hope that the recent improvement in the economic numbers could be signaling an improvement in the cyclical growth.

Overseas, there was also an absence of data; so no changes there in our forecast: the EU continuing to show solid growth, China not so much. 

The only other newsworthy items were: (1) the GOP’s continued bumbling of their tax plan and (2) a shakeup in Saudi Arabia, the meaning of which I have no idea.  More below.

Our (new and improved) forecast:

A questionable (though increasingly less so) pick up in the long term secular economic growth rate based on less government regulation.  This hoped for increase in growth could be further augmented by pro-growth fiscal policies including repeal of Obamacare and enactment of tax reform and infrastructure spending---‘could’ being the operative word.  Unfortunately, any expected increase in the secular rate of economic growth would likely be rendered moot if tax reform (assuming its passes) increases the national debt and the deficit.

In addition, the cyclical growth may be turning up though I am not sure whether it is a function of organic or a pickup in international growth. I may raise our 2018 growth forecast as a result.
                       
       The negatives:

(1)   a vulnerable global banking system.  While none of this news made into the main stream media, it may be far more important than tax reform or a Saudi coup.  The linked articles provide evidence that the banking system is again pushing the envelope on risk in order to enhance profitability.  We know how that ends.  To be clear, I am not suggesting that the financial systems current transgressions are as egregious as in 2007/2009 and I recognize that the US banking system has a much improved balance sheet.  However, that doesn’t mean trauma can’t be felt in foreign banking systems that will have an impact on our own.

More on the internal EU banking imbalances (medium):

Also, Deutschebank ramps up its leveraged loan business (medium):

As other entities pursue even riskier strategies (medium):


(2)   fiscal/regulatory policy. 

The house and senate presented their versions of tax reform.  Their provisions are close enough together that some kind of bill seems likely.  And that should have the GOP feeling giddy about delivering on its campaign promise and investors feeling all warm and fuzzy because nirvana is here.  Cue the raspberry. 

Yes, the GOP is moving forward with tax reform but it is sorely lacking in its current form.  It is not simpler, fairer and won’t create growth [in my opinion].  I have hammered too long on these points so I am not going to beat a dead horse.  But the bottom line is that the value of the current tax reform is not economic; rather it is political, i.e. it might help republicans in the 2018 elections but at least its absence won’t hurt.  Maybe. 

David Stockman on the tax reform (medium):

Lance Roberts on tax reform (medium):

You know my bottom line, too much debt stymies economic growth even if it partly comes from a tax cut.

           
(3)   the potential negative impact of central bank money printing:  The key point here is that [a] the Fed has inflated bank reserves far beyond any comparable level in history and [b] while this hasn’t been an economic problem to date, {i} it still has to withdraw all those reserves from the system without creating any disruptions---a task that I regularly point out it has proven inept at in the past and {ii} it has created or is creating asset bubbles in the stock market as well as in the auto, student and mortgage loan markets.  

Little news this week on monetary affairs, excepting the IMF encouraging the Japanese to continue their massive bond buying program. Why I don’t know. The Japanese version of QE is the most obscene example of central bank liquidity injections.  So far its economic impact has been marginal; though like everywhere else, it has had a profound effect on asset pricing and allocation.  So why recommend more? 

Draghi’s trap (medium and a must read):

You know my bottom line: when QE starts to unwind, so does the mispricing and misallocation of assets.  That thesis is about to be tested. 
           

(4)   geopolitical risks:  international events did gain some headlines this week.  Some of it was related to the Donald’s Asia trip.  Everybody held hands and sang kumbaya; but I am not sure much substantive occurred.

The other item was the shakeup in the Saudi government.  I covered this all week long; so I am not going to rehash the circumstances.  My only observation is that history says trying to usurp the entrenched royalty of a nation can be a dangerous undertaking and bad for one’s health.   To be sure, I could care less what happens to any of those clowns; but internal Saudi strife could have repercussions in oil supply/demand and the regional geopolitical stability.

The latest (medium):

(5)   economic difficulties around the globe.  This week was also short on overseas data.  The only meaningful stats were the October Chinese trade numbers which were in line and September UK industrial output which was better than estimates while construction spending was worse.

Venezuela defaults (medium):

So like the US: little data, means little analysis.  There is no interpretation here and no impact on my general conclusion that Europe remains strong and the rest of the world continues to ‘muddle through’


            Bottom line:  given the dearth of activity/numbers, nothing has changed:  our near term forecast is that the US economy growth rate should be improving as a result of a better regulatory outlook, though until very recently the signs of that pick up have been lacking.  That could be changing augmented by a now growing EU economy.  More data is need to make that call, but I am hopeful.  Unfortunately, the economy remains saddled with (1) too much debt that will not be assuaged by the recently announced tax bill, in its current form and (2) a Fed that has long since missed the deadline for normalizing monetary policy---a condition that will likely only be perpetuated by the newly nominated Fed chair.

The Market-Disciplined Investing
         
  Technical

The indices (DJIA 23422, S&P 2582) drifted lower on Friday (a hitch in the relentless drive higher? probably not.).  Volume rose; breadth weakened.  Both remain above their 100 and 200 day moving averages and are in uptrends across all time frames. 

The VIX (11.3) soared another 7 ½ % (it was up 20%+ on Thursday and Friday; two days in which the indices were down fractionally)---finishing below the upper boundary of its short term downtrend, but above its 100 day moving average (now resistance; if it remains there through the close on Tuesday, it will revert to support), above its 200 day moving average (now resistance; if it remains there through the close on Wednesday, it will revert to support) and above the lower boundary of its long term trading range.  Suddenly, it has gone from threatening a direction change to the downside to one to the upside.  I am not sure what this means; it may be just noise.  Follow through will tell the tale.  In any case, there is probably some tightened sphincters in the short volatility crowd---which if you have been reading my links is very, very short.  The July low (8.8) remains the bottom.

The long Treasury plunged 1 ½ % on big volume, voiding a newly developing very short term uptrend and ending back below its 100 day moving average (now support; if it remains there through the close on Tuesday, it will revert to resistance).  But it held its 200 day moving averages (now support) and above the lower boundaries of its short term trading range and long term uptrend.   Again this may be just noise; or a move this big on high volume could indicate something is going on the bond pits.  Follow through.

The dollar declined fractionally, ending below its 200 day moving average (now resistance), below the upper boundary of its short term downtrend, but above its 100 day moving average (now support) and continues to develop a very short term uptrend.  (Still caught in the narrowing gap between the upper boundary of its short term downtrend and the lower boundary of its very short term uptrend).

GLD fell, closing back below its 100 day moving average (its third violation of this MA this week), but above its 200 day moving average (support) and the lower boundary of a short term uptrend. 

 Bottom line: long term, the indices remain strong viz a viz their moving averages and uptrends across all timeframes. Short term, they are above the resistance level marked by their August highs, meaning that there is no resistance between current price levels and the upper boundaries of the Averages long term uptrends. The technical assumption has to be that stocks are going higher.
           
Trading in UUP, GLD and TLT were again out of sync with themselves, the VIX and stocks, and seem to be pointing at a change in trends---but in different directions.  I am watching for follow through in the TLT and VIX on Monday to see if Friday was a one off or a sign of change.

I remain uncomfortable with the overall technical picture.


Fundamental-A Dividend Growth Investment Strategy

The DJIA and the S&P are well above ‘Fair Value’ (as calculated by our Valuation Model).  However, ‘Fair Value’ could be rising based on a new set of regulatory policies which would lead to improvement in the historically low long term secular growth rate of the economy (depending on the validity of Reinhart/Rogoff; also note an improvement in the cyclical growth rate resulting from better growth overseas doesn’t affect the secular growth as calculated in our Model); but it still reflects the elements of a botched Fed transition from easy to tight money and a ‘muddle through’ scenario in Japan and China.

The economic stats both here and abroad were few and were of little informative value.  So nothing to alter my outlook on the economy or equity valuations---which is that the economy stumbles along but could be improving and that condition is more than adequately reflected in stock prices. 

The GOP made progress on its tax reform.  However, while I believe that if passed, it will score political points with the electorate and price points with investors, I also believe that it will do little to promote secular economic growth.  As a result, if stocks fly on tax cuts, they will discount even more future growth that is either not there or so far in the future as to not be really relevant to today’s valuations. 

In short, even if passage is achieved, I believe that Street estimates for economic and corporate profit growth based on the improving economy, fiscal reform narrative are too optimistic.  And when it wakes up from this fairy tale that could, in turn, lead to declining valuations. 

That said, fiscal policy is a distant second where it comes to Market impact.  The 800 pound gorilla for equity valuations is central bank monetary policy based on the thesis that (1) QE did little to help the economy but led to extreme distortions in asset pricing and allocation and (2) hence, its unwinding will do little to hurt the economy but much to equities as the severe perversion of security valuations is undone.  That thesis is about to get tested, albeit at an agonizingly slow pace, as the Fed and other central banks inch their way toward monetary normalization.

Bottom line: the assumptions on long term secular growth in our Economic Model may be beginning to improve as we learn about the new regulatory policies and their magnitude.  Plus, there is a ray of hope (though fading) that fiscal policy could further increase that growth assumption though its timing and magnitude are unknown.  On the other hand, if it raises the deficit/debt, I believe that it would negate any potential positive. In any case, I continue to believe that the current Street narrative is overly optimistic---which means Street models will ultimately will have to lower their consensus of Fair Value for equities. 

Our Valuation Model assumptions may be changing depending on the aforementioned economic tradeoffs impacting our Economic Model.  However, even if tax reform proves to be a positive, the math in our Valuation Model still shows that equities are way overpriced.

                As a long term investor, with equity valuations at historical highs, I would want to own cash in my Portfolio and would use the current price strength to sell a portion of your winners and all of your losers.
               
                The latest from Doug Kass (medium and a must read):


DJIA             S&P

Current 2017 Year End Fair Value*              13200             1630
Fair Value as of 11/30/17                                13158            1625
Close this week                                               23422            2582

Over Valuation vs. 11/30
             
55%overvalued                                   20394              2518
            60%overvalued                                   21052              2600
            65%overvalued                                   21710              2681
            70%overvalued                                   22368              2762


* Just a reminder that the Year End Fair Value number is based on the long term secular growth of the earning power of productive capacity of the US economy not the near term   cyclical influences.  The model is now accounting for somewhat below average secular growth for the next 3 to 5 years. 

The Portfolios and Buy Lists are up to date.


Steve Cook received his education in investments from Harvard, where he earned an MBA, New York University, where he did post graduate work in economics and financial analysis and the CFA Institute, where he earned the Chartered Financial Analysts designation in 1973.  His 47 years of investment experience includes institutional portfolio management at Scudder. Stevens and Clark and Bear Stearns, managing a risk arbitrage hedge fund and an investment banking boutique specializing in funding second stage private companies.  Through his involvement with Strategic Stock Investments, Steve hopes that his experience can help other investors build their wealth while avoiding tough lessons that he learned the hard way.








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