Monday, May 18, 2015

Monday Morning Chartology

The Morning Call

5/18/15

The Market
           
    Technical

       Monday Morning Chartology

            On Friday the S&P consolidated its move above the trend line of lower highs as well as its prior high.  That negates the former.  If it remains above its former high today, it will negate a very brief very short term trading range.  That would leave it with just one marker (the upper boundary of its long term uptrend) to challenge before having no visible overhead resistance.  I continue to believe that it will be unsuccessful in rising above that boundary to any meaningful extent.



            After almost of month of a steady downdraft, the long Treasury managed to have a good day on Friday.  Since TLT was near the lower boundary of its short term downtrend, a rebound was to be expected.  However, weighing the fundamentals (1) weak economic numbers {suggesting lower yields} [2] against with the rising debate regarding an overextended QE {central banks own such a huge portion of the government debt market there is little left to buy} coupled with declining liquidity among the fixed income market makers {suggesting higher yields}, I come out confused enough by all this that I think the right strategy is to wait for more data.



            GLD stuck its head above the neck line of the head and shoulders pattern, barely.  If it remains there through Tuesday’s close, it will negate than pattern and the short term trend will re-set to up.  I am not holding my breath.  On the other hand, it does add to the confusion over bonds’ pin action.  That is, if both are signaling s stronger economy/higher inflation, then I have no idea what to make of 16 weeks of poor economic data with no end in sight.   There is an outside chance that the stock market is odd man out and we are headed for another episode of stagflation.  Outside chance being the operative words.



            The VIX sold off last week, leaving it below its 100 day moving average and the lower boundary of its very short term downtrend---positive for stocks.  It is getting close to the lower boundaries of its short and long term trading ranges.  The nearer it draws, the more attractive it is as a portfolio insurance.



    Fundamental
   
            Overnight from Greece (medium):

      Investing for Survival

            12 things I learned from Morgan Housel: Part 7

7. “Saving can be more important than investing.”
“The most powerful way to grow your money is learning to live with less, since you have complete control over it.”
It is reasonable to assume that over long periods of time the return on stocks will be about 6% more than the return on cash. You can quibble with that estimate but not too much. The idea that you can invest your way to retirement is simply not possible without savings. This is especially true since most investors chase performance and earn less that an average return of the market, especially after fees and expenses.  “Boston College’s Center for Retirement Research found that the for creating a retirement nest egg are one’s savings rate and the age of retirement. “If people could work until they’re 70, they would have a much higher chance of having a secure retirement. Social Security is higher if you wait until age 70, and it gives your 401(k) assets a longer chance to grow, and it reduces the number of years you have to support yourself,” says Alicia Munnell, the center’s director. Less important was the rate of return earned on investments.”
    

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